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Florida Financial Affidavit Long Form (12.902(c)): Over $50,000 Income

Reviewed by the Amicably document team · Updated August 4, 2026

Form 12.902(c) is Florida's detailed financial affidavit for anyone whose individual gross annual income is $50,000 or more. It covers the same five categories as the short form, income, deductions, expenses, assets, and liabilities, in far more depth, because Florida expects higher earners to document more moving pieces before a judge signs off on a settlement or a support figure.

This guide covers who actually has to file the long form, how it differs from the short form beyond page count, what each section is really asking, and the mistakes that get long-form affidavits sent back by the clerk.

What the long form is, and why it exists

Every Florida family law case that touches money runs on the same idea: disclosed numbers, not estimates. The financial affidavit is where each spouse puts their numbers on the record, and Florida publishes two versions of it so the paperwork scales with how complicated your finances actually are.

Form 12.902(c) is the version for higher earners. Where the short form runs about nine pages, the long form runs eighteen, with expanded schedules for expenses, assets, and contingent items like bonuses or deferred compensation that the short form does not ask about at all. Like the short form, it is signed under penalty of perjury rather than notarized, so there is no notary appointment to schedule. The legal weight of a knowingly wrong number is the same either way.

The $50,000 income test

The choice between forms is made per person, not per couple, and it turns entirely on gross income. If your individual gross annual income, before taxes and any deductions, is $50,000 or more, you file the long form. Under that, you file the short form. Household income never enters into it: it is completely normal, and common, for one spouse to file the short form while the higher-earning spouse files the long form in the same case.

Count everything toward gross income: wages, self-employment draws or profit, bonuses, commissions, tips, rental income, and recurring government benefits. If you are close to the line, add up a full year rather than guessing from a recent pay stub. Guessing wrong means redoing the whole form under the other version, and possibly re-serving it on your spouse.

How the long form differs from the short form

Both forms cover the same five categories and both end in the same unsworn perjury declaration instead of a notary block. The difference is depth, not structure.

The extra length shows up mostly in the expense and asset sections, where the long form itemizes categories the short form groups together, and asks for more detail on assets like retirement accounts, business interests, and anything with a value that could change. Either party can also force the other into filing the long form, regardless of income: Florida's discovery rules let one spouse serve interrogatories that effectively require the fuller disclosure when the case calls for it.

Who has to file it, route by route

Whether the long form must be filed with the court, not just completed and exchanged, depends on which Florida route your case takes.

There is also a privacy option. If both spouses consent, Florida allows a joint waiver of filing under Form 12.902(k): the long form (or short form, per spouse) is completed and exchanged privately between you first, then the signed waiver notice goes to the court instead of the affidavit itself, and only then is the settlement agreement signed. Where child support is at issue, each parent additionally files a shorter filed income disclosure, Form 12.902(l), because that worksheet requirement never goes away. The sequence, exchange first, then waiver, then agreement, is not optional: the waiver states under oath that it was signed before any settlement was reached.

How to complete it, section by section

Set aside real time before you start. Eighteen pages move faster with your documents in front of you than with numbers you are trying to remember.

1. Identification and employment. Your name, occupation, and employer, matched exactly to the rest of your case paperwork.
2. Monthly income, by source, in detail. Wages, self-employment, bonuses, commissions, rental income, investment income, and contingent items like deferred compensation, each converted to a monthly figure. Weekly pay converts as weekly amount times 52, divided by 12, never a flat times-four.
3. Deductions. Taxes withheld, health insurance premiums, retirement contributions, union dues. These take you from gross to net monthly income, and the math has to reconcile with your pay stubs.
4. Average monthly expenses, by expanded category. Housing, utilities, food, transport, insurance, children's costs, and debt payments, each broken into more line items than the short form asks for. Average irregular bills across the year instead of guessing a typical month.
5. Assets, including contingent and business interests. Accounts, vehicles, the home, retirement funds, business interests, and anything with value that could change. Consistency with your settlement agreement matters: a judge reading both documents should see one coherent picture.
6. Liabilities. Mortgage balance, loans, cards, and any other debt. Then sign under penalty of perjury and date it. In waiver cases the date does real legal work, so sign in the sequence your route requires.

1. Step 1Gather three years of returns, recent pay stubs or profit records, and statements for every account.
2. Step 2Confirm your own gross annual income crosses the line before you start the long form.
3. Step 3Complete all five categories in order, converting every figure to a true monthly amount.
4. Step 4Sign under penalty of perjury, exchange with your spouse, and file if your route requires it.

The mistakes that stall long-form cases

Clerks and judges see these constantly on the long form, and each one costs weeks or credibility.

Filing the short form because it looks simpler. The income test is not optional, and either spouse can force a correction later. Pick the version your actual gross income requires the first time.

Leaving contingent items blank. Bonuses, deferred compensation, and business distributions that vary year to year still belong on the long form, even when the exact number is uncertain; explain the basis for your estimate rather than leaving the line empty.

Numbers that contradict the settlement agreement. If the affidavit lists an account the agreement never divides, or the agreement divides an asset the affidavit never mentions, an amicable case suddenly looks less amicable. The two documents are read together.

Signing in the wrong order on the privacy route. Exchange affidavits first, then sign the waiver, then the settlement agreement. The waiver swears to that order, and the dates on each document are the evidence of it.

Using a stale version of the form. Florida revises its family law forms, and clerks notice a superseded version. Always start from the current official form rather than a saved copy from a previous case.

This is also, candidly, the part of a Florida divorce where a preparation service earns its fee: every number in the right box across nearly a thousand fields, both spouses' forms consistent with each other and with the agreement, and the signing sequence handled for whichever route your county actually accepts.

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